Showing posts with label public debt. Show all posts
Showing posts with label public debt. Show all posts

Thursday, April 14, 2011

Gee's Budget Proposal 2011

Ok, so I haven't yet been able to find any links to the transcript of Obama's speech from last night, but I found some snippets that I cut and pasted together from various news articles and commentary pieces....and then re-worded to see how Obama's proposal sounds when it's addressed on an individual (or small family) scale.

I figure, if his "increase taxes and spend more to get out of debt" budget plan works at the government level, then surely it should work for my personal finances too.

Again... I don't have his whole speech, but I think the quotes I did find encapsulate Obama's plan pretty well:

My fellow Americans: 
My household faces serious economic troubles.  Even after our economy recovers, I will still be on track to spend more money than I take in throughout this decade and beyond.  That means I’ll have to keep borrowing more from companies like Capital One.  And that means more of my paycheck will go toward paying off the interest on all the loans I keep taking out.  By the end of this decade, the interest I owe on my debt could rise to nearly $1 trillion. Just the interest payments. 
Some people would have me reduce my credit card spending.  A 70 percent cut in fine dining, a 25 percent cut in Amazon.com purchases, a 30 percent cut in vacations…cuts in massages and hair products.  That’s their proposal.  These are the kinds of cuts that tell me I can’t afford the America that I believe in and, I think, you believe in. 
Therefore, my budget plan for 2011 includes maxing out my credit card and making minimum payments on the interest of my debt, because I shouldn’t have to choose between a future of spiraling debt and one where I forfeit investments in myself.
I believe that any other plan paints a vision of our future that is deeply pessimistic.  It’s a vision that says if my clothes tear and my high heels wear out, I can’t afford to fix them and buy more. If I am a bright young American who has the drive and the will but not the money to go to Disney World, I can’t afford to go. 
To meet my fiscal challenge, you will need to make reforms.  You will all need to make sacrifices. My employer will need to give me a raise.  But, rest assured, I do not have to sacrifice the America I believe in.  As long as I’m in charge of my finances, I won’t. 
Sure, I will make the tough cuts necessary to achieve these savings, including in purchases I care about, but I will not sacrifice the core investments I need to grow.  I’ll invest in Save the Whale campaigns and buy new energy-efficient appliances (even though the ones I have are less than 3 years old).  I’ll invest in a new car, better cable TV and broadband access.
I will do what I need to compete and I will win the future.  

~Gee

Monday, September 13, 2010

Geithner-omics 101 (A Lesson on How to Economically Kill A Nation)

It's often said that the only things in life we can be certain of are death and taxes.  When it comes to Tim Geithner and the federal government, the only thing of which we can be certain is that Geithner's tax plan will certainly be the death of this great nation. 

In his latest arguments favoring the creation of more federal stimulus in an attempt to boost the economy, Tim Geithner’s general ineptitude and vast ignorance of basic economic principles has once again shown its true colors.  According to today’s article from the Wall Street Journal, Mr. Geithner is quoted as saying, “the U.S. can no longer rely on consumer spending, which has long powered the economy.” However, competitive free market economies succeed precisely because of supply and demand, and yes, consumer spending is one such measure of demand.

What exactly does Mr. Geithner think our economy will rely on to stay as prosperous as we are, if it’s not consumer spending?  What will fuel our economy if it’s not the purchase of tangible, necessary products procured by the general population? Happy thoughts? Fairy dust? Carbon credits?

Maybe we should backtrack and DEFINE consumer spending, to see what sort of consumer items Mr. Geithner thinks the U.S. can’t rely on anymore.  Consumer spending, according to the National Bureau of Economic Research, is essentially is any type of public goods consumption that falls into one of approx. 60 categories, including:

·         Clothing
·         Hospitals
·         Physicians, Dentist, Other Medical Professionals
·         Higher Education
·         Nursery, Elementary and Secondary Education
·         Telephone and Telegraph
·         Books and Maps
·         Taxicab, Railway, Bus, and Other Travel Expenses
·         Electricity
·         Water and Other Sanitary Services
·         Furniture and Durable Household Equipment
·         Drug Preparations
·         Scholarships / Foster Children

If we can’t rely on our country to provide an adequate supply of the above-mentioned items to support the free market demand for these necessities, what alternatives do we have as a nation?  I wonder, which of these “luxury” consumer items must the U.S. sacrifice moving forward, according to Mr. Geithner’s vision of a prosperous U.S. nation.  

~Gee

Wednesday, June 16, 2010

Freedom (Caution: Do Not Use Without Government Supervision!)

”You never want a serious crisis to go to waste, and what I mean by that is an opportunity to do things that you didn’t think you could do before.”
Those are the words from President Obama’s Chief of Staff Rahm Emanuel back in 2008 during the presidential campaign. Emanuel broadly applied this idea to a wide range of problems, implying that had the federal government simply stepped in to supervise the situation, each crisis could have been avoided.  From health care to energy reform, education to regulatory reform, and even in the fiscal and tax areas – “the solution,” as Emanuel claims, always leads back increased government control.  This morning, in the wake of President Obama’s newly-appointed oil spill commission and energy Czar, we see another example of this government fix-it mentality implying that government can and will fix all of the nation’s problems.

We’ve got an unstoppable oil leak? No worries, the government will swoop in and ensure it never happens again.  We don’t have health insurance?  No worries, the government will step in and ensure we never have to pay a high premium again.

Our politicians preach on responsibility – corporate responsibility, environmental responsibility, and social responsibility, always with the subtle suggestion that the current problems of our country somehow link back to being the direct result of Bush-era greed that could have conveniently been avoided if only we had a controlling body to referee the rules and lifeguard the economic pool. The magic ingredient needed to fix each of this country’s problems, according to this administration, is control. Just add government intervention.

Are we listening to their rhetoric? Are we paying attention to what they are implying?

Our politicians insinuate that if those countless masses of irresponsible CEOs and greedy individuals had simply exercised a bit more fiscal responsibility, if they just cared a little more about the future generations, if they had only showed concern for the environment instead of their corporate profits, if they simply controlled their excess, if only they had someone to watch over them and make sure they behaved – none of this would have happened.  In other words, our politicians want us to believe that if only we had let the government control the situation from the beginning, the risk of failure would have been removed.  In Emanuel’s own words: a crisis requires immediate government intervention and provides “the opportunity to do things that [government] could not do before.”  I.e., if we had only given the government the power it needed to control the situation, we wouldn’t be in the mess we’re in now.  

Federal government intervention under the banner of national emergencies is not a new idea to the American public.  Teddy Roosevelt once gave a speech at the turn of the last century on “The New Nationalism” in which he claimed that our money and property only belongs to us if there isn’t a better government-determined use for it.  He stated that personal property is “subject to the general right of the community to regulate its use to whatever degree the public welfare may require it.”  Nationalism, as Roosevelt stated, “puts the national need before sectional or personal advantage.”  However, because our country is founded on principles equal opportunities, which grant us free access to life, liberty and the use of our personal property (with minimal government intervention) but does not necessarily guarantee equal outcomes, this call to Nationalism has been rejected over time.


Yet, with all the political lecturing as though our government were a nurturing parent desperate for more opportunities to monitor its reckless  and unruly children, er, constituents, who simply can’t fend for themselves, our politicians continue to push their controlling agenda on this country with no regard for their own call to responsibility, moderation, and self-control.

Who oversees the overseers?  Who regulates the regulators?

The recent housing collapse is largely attributed to the federal government’s meddling involvement with bank loans via the Community Reinvestment Act, which was enacted over 30 years ago. Our country is teetering at the grand canyon of national debt, we’re on the verge of losing our triple-A lending status (which basically means that our interest rates used to pay back our federal government’s debt could skyrocket if we continue along this path), and our national debt is on the verge of being unsustainable, also because our federal government for years has overstepped its fiscal boundaries.

Do our politicians have room to lecture on self-control and responsibility?
No, they do not. 

When has our government proved that it is above the vices of the common man? Does the government stop its reckless spending that will inevitably bankrupt our country?  No, our Congress continues to sneak in additional spending that we simply cannot afford. However, the American public is catching on – we are aware that we cannot control and sustain our debt, so our politicians have found a way around the minor inconvenience of the public calling for less spending by citing each plea for additional funding as a national emergency. The checks may bounce, but what does it matter to our politicians if the bill had “good intentions” of fixing a national emergency?  What does it matter if our hard-earned money is used for a national cause determined not by populous vote but by self-regulating politicians?

Take H. R. 4899, for example, a bill currently on the table in the House of Representatives and marketed as an act proposing “emergency supplemental appropriations for disaster relief and summer jobs for the fiscal year ending September 30, 2010, and for other purposes.” Despite the bill’s blatantly broad description projecting an image of good-natured responsibility and assistance in the wake of current economic issues, it’s a prime example of how our government never lets a good crisis go to waste.  Slyly tucked forty pages into H.R. 4899 is a proposed $174,000 paycheck to Representative John Murtha’s family, because apparently, according to our politicians, entitlement funds for the family members of dead politicians qualify under the “for other purposes” emergency category.

Where in the Constitution have the states granted the federal government the right to take up mandatory tax collections at the expense of the public to fund their “charitable” causes?  How does this $174,000, for example – which happens to be the equivalent of an additional one-year Congressional salary payment – qualify as an emergency fund in the eyes of our politicians? The current spending habits of our elected officials and their blatant disregard and reckless spending proves that they would rather burden the American family for generations with debt through taxes for money they think they’ve earned a right to freely distribute. I highly doubt that when Teddy Roosevelt shaped his definition of Nationalism, that taxpayer-funded collections for families of deceased politicians qualified as the new “national need.” 

It’s always easy for politicians to spend someone else’s money, but the redistribution of our money and property at the expense of self-appointed political perks does not fall into the same category as emergency funds either, which is why Nationalism will always be rejected.  The people inherently know that regardless of how bad a problem is or how big a crisis gets, there can never be an end-all government solution for everything. The public also inherently knows that not every problem is an emergency nor will increased government control ever remove a nation from the risk of a future crisis, because the individuals making up our collective government body will always be subject to the exact same vices and flaws that the government seeks to villainize and control in the private sector. 

~Gee 

Wednesday, April 21, 2010

Thank You, Mr. President

Dear President Obama,

Recently, you expressed your amusement at Tea Partiers, those of whom have been the primary organized vocalization of the people’s frustration at the out of control government spending and corruption. Mr. Obama, you even had the audacity to suggest that the American public should thank you for the current state of the tax system.


Well, considering that the taxpayers employ you and pay your salary, I’d say you should be thanking us.

Mr. Obama, you should be thanking the top 50% of the earners in this country (those making over $26,000), as they are responsible for about 95% of the government’s income, according to the IRS. 

You should especially be thanking those making $60,000 and above (the top 1/4 of the earners), since this “wealthy” group is responsible for paying 86% of the nation’s federal income tax, also according to the IRS.


Considering that 25% of the population contributes more than 4 out of every 5 dollars that the federal government collects, I don’t quite see why you think we need to “thank” you for this gross abuse of the tax system and blatant wealth redistribution structure.  Likewise, considering that bottom 50% of earners barely pay any federal income tax (if they pay ANY at all), exactly HOW can this group thank you for tax breaks?  After all, surely you aren’t implying you offer tax breaks to people who aren’t paying into the system in the first place, are you?


Regardless, we recognize that since your approval ratings sink to a new low with each new day, we thought we would appease your desperate need for a pat on the back by offering our thanks for a few other topics.

So without further ado: Mr. Obama, thank you.

Thank you for your conceited, false belief that you can solve the problems of the world.  Thank you for your bloated self-love of yourself and desperate need to remind yourself how "great" you think you are.



Thank you for pandering to the unions, Andy Stern, and the thugs at SEIU, who beat a conservative African-American man unconscious who was handing out flags which read "Don't Tread On Me" at a St. Louis town hall meeting.

Thank you for paying homage to Mao on the White House Christmas tree in the Blue Room.

  
Thank you for Anita Dunn, whose favorite political philosopher is mass-murderer Mao Zedong, and all the other admitted communist revolutionaries you have appointed within your cabinet and who helped elect you.


Thank you for Barney Frank, who not only paid $20,000 (unreported to the IRS) to Steve Gobi, a male prostitute who later became Frank’s personal aide but also later had a relationship with Herb Moses, a “mortgage guru” and high-level executive at Fannie May from 1991 until 1998, who helped develop many of the sub-prime lending programs that ultimately led to the collapse of the housing market.

Thank you for Charlie Rangle, who “forgot” to report $75,000 in income from a rental property in the Dominican Republic, a rental property that he charged at least $500 a night to rent.

Thank you for Ron Kirk, your nominee for U.S. Trade Representative who owed $10,000 to the government in back taxes. 


Thank you for 9-11 Truther Van Jones, who after "resigning" from his Green Jobs Czar position, has been forever divested of his power and influence in your administration as he sits on the board for the progressive think-tank known as the Center for American Progress.


Thank you for your hypocrisy: “The biggest problems that we’re facing right now have to do with George Bush trying to bring more and more power into the executive branch and not go through Congress at all. And that’s what I intend to reverse when I’m president of the United States.” – then, Sen. Barack Obama

Thank you for flying all the way across the globe to Copenhagen and making time out of your hectic schedule in attempts to restore honor and dignity to our much despised country and giving an enthusiastic pitch for the Chicago Olympics bid.


Thank you for earning winning   being given the first Nobel Peace Prize for participation.


Thank you for appointing Nancy Killefer as your "Chief Performance Officer" to monitor government waste, even with her failure to pay employment taxes on household help for 1.5+ years.

Thank you for Rahm Emanuel, your Chief of Staff.  Thank you for his failure to disclose +$100,000 in taxable income, and especially thank you for his “service” on Freddie Mac’s board of directors during which time that government-baked lender was accused of fraud for lying about their income back in 2000, 2001, and 2002.  Thank you for that generous contribution to 2008 stock market crash.

Thank you for Vincent Fumo, the former Pennsylvania Senator, who was convicted and found guilty for 137 counts of corruption, including defrauding the state Senate, etc. of +$3.5 million to pay for his private (lavish) lifestyle, in addition to racketeering, bribery, destroying evidence, and obstruction of justice... Not to mention his 1974 encounter with the law when he was the target of a 44-count indictment for mail fraud. 

Thank you for hosting dinner parties with ex-terrorist Bill Ayres.


Thank you for criticizing former President George Bush for playing golf during wartime, and thank you further for, in your first year and a half in office, managing to play more rounds of golf than did President Bush in his entire eight years in office.


Thank you for believing the American people are either too dim-witted or ignorant to either read or understand the health-care bill. 
(Thank you for signing into law a health care bill that none of your Congressional supporters took the time to read before passing.)



Thank you for Charles W. Freeman Jr., your selected candidate to the National Intelligence Council, who had to withdraw his nomination because of questions about his questionable financial ties to China and Saudi Arabia.

Thank you for identifying Reverend Wright as your spiritual mentor.  His hate speech against our nation (and against white people) is an enlightening look at your “spiritual” philosophies.

Thank you for Monica Conyers, a Detroit City Council Member and wife of (D) Rep. John Conyers, who was involved in bribery.

Thank you for William Jefferson, who took more than $500,000 in bribes for business deals and was indicted on 16 counts of racketeering, obstruction of justice, and money laundering.

Thank you for Kevin Johnson, the mayor of Sacramento, CA and your friend/ supporter during your campaign, who misused copious amounts of money from AmeriCorps, even though you fired Inspector General Walpin for obtaining proof of Mr. Johnson’s misuse, calling him “confused,” despite having personally co-sponsored a bill that should have protected Walpin from political retribution for his outstanding investigations.


Thank you for never thinking anything is outside of your reach or grasp - including the takeover of 1/6 of the American economy.

Thank you for your ties to ACORN, laughing when questioned if you knew about their brief month of de-funding, and lying bold-faced to the American people when you stated you were unaware that ACORN received federal funding.


Thank you for Cass Sunstein, head of the office of information and regulatory affairs, who has not only advocated bestowing legal rights on animals, but is now also championing the creation of fake websites and the employment of outside interest groups to act as independent supporters of government policy who would then infiltrate opposition (conservative) websites. 


Thank you for downplaying and failing to understand the threat of a nuclear Iran.





Thank you for having the most liberal voting record in the Senate. Our country might have actually believed your campaign lies about you being "moderate" and "bipartisan" had it not been for the proof available to us all via the internet.


Mr. President, thank you.
Thank you for opening our eyes as a nation. If it weren't for you, the public --your constituents-- might have allowed the long-standing precedent of fiscal irresponsibility and corruption to drag our country to a slow, painful end, but thanks to you, we're taking swift action to rectify the course of our great nation.


Most of all, we would like to thank you – thank YOU– for reminding us that our liberty and freedom comes from the Almighty God… and you, Sir, are not Him.

Thursday, April 15, 2010

Credit Limit Increases for Congress

Imagine today the household of Sally Spender, a likeable girl from Middleton, U.S.A., who earns $2,000 a month but spends $2,500. At first, she lets herself believe her spending habits aren’t a problem, because she has a great credit score and is obviously reliable, otherwise her credit card companies wouldn’t have given her hefty credit limits with low interest rates.  Besides, she just bought a house, and she’s got expenses that she needs to cover. That couch she just bought home via a 12-month no payment promotion? It’s just a temporary expense, and once it’s paid off, she won’t need to worry about any other furniture or appliances.

After a few years, however, Sally starts consistently reaching her credit card limit month after month so she starts pulling money out of her long-term savings to pay off her interest.  Sally realizes that she doesn’t have enough money to pay for all of her expenses, but eventually, her savings account is empty.  Still, she knows her bills are too big to ignore.  So what does she do?

Common sense tells us that if we were in Sally’s position, we’d stop our spending – immediately. We would sit down, take a good look at our personal finances, and decide what permanent lifestyle changes we’d need to make to stop living beyond our means.  Maybe we’d exchange the expensive phone data plan with a basic one.  Perhaps we’d stop buying a new dress every two weeks, cook our own lunch and dinner instead of eating out, drop the subscription to NetFlix, or do all of the above to ensure we don’t increase our debt beyond our capabilities to pay it back.

Common sense tells us for our personal finances when we are spending too much based on our income.  Common sense tells us when to stop spending and from where we can make adjustments to keep us out of financial trouble.

Common sense tells us that we can’t spend our way out of credit card debt. 

Our government, however, is ignoring common sense.  Congress is spending money it doesn’t have, and it is dragging the country into uncontrollable debt to do so.  We know from our personal finances that we can’t spend our way out of debt, so why does Congress think the rules of common sense don’t apply to their larger, federal budget?

Congress is still trying to brush off this issue as an exaggerated concern brought about by those crazy, fear-mongering, right-wing, talk radio extremists, because they don’t want the public to look at the facts.

However, the fact is, as of December, 29th, 2009, Public Law 111-123 was signed into law to “the continued financing of government operations” by increasing their spending limit to $12,294,000,000,000. Less than two months later (on Feb 12th, 2010), Public Law 111-139 was signed into law to approve a public debt increase to $14,294,000,000,000.

Yes, that’s right.  In less than 60 days, Congress raised their “credit limit” and our bill -- not once, but twice -- to allow them to continue increasing spending and increasing our debt.  In less than 60 days, Congress essentially gave themselves a $2,000,000,000,000 credit limit increase.

To continue the Sally Spender analogy (where Sally Spender is playing the role of the irresponsible, indebted federal government), it’s like saying that in order to get the credit card companies give Sally Spender a credit increase, her solution isn’t to examine her spending habits and stop spending.  Her solution is to ask her employer for a raise, so she can simply spend more and dump more purchases onto her credit card debt.

Sound illogical? That’s because it is.

The skeptical employer, by the way, is playing the role of the U.S. public.  After all, the public employs government.  We hire them, we fire them, we pay them, and we finance every single one of their operations.

Congress is our nation’s Sally Spender.  Sally never considered looking at her personal finances to address her spending problem.  She just wandered off to her employer with her outstretched hand, since she figured, if her employer already dumps a paycheck into her bank account at least once a month, there’s no reason why they shouldn’t give her a little bit more, right?

Common sense tells us that the employer would (and should) tell Sally to go fly a kite. 

Common sense tells us that the country’s debt is out of control.  Common sense tells us that Obama's measly $100 million budget cuts (hilariously demonstrated here) won’t be but a single drop in a very, very large bucket.

The federal government thinks it knows how to spend your money better than you do.  Well, common sense tells me that this simply isn’t true.

Happy Tax Day.

~Gee

Monday, March 29, 2010

Obamacare: An Appeal to Pity




How did Congress expect to convince the public that they, the federal government, could manage our health care better than any of the other diseased programs over which they have taken control?  Simple:  they didn’t expect to convince us, because they couldn’t.

When the nation asked legitimate questions, Congress couldn’t come up with adequate answers, so they ignored their constituents. They let the phone calls go to voice mail while Obama subtly diverted the nation’s attention elsewhere and Congressional liberals followed suit and cleverly drove the conversation down a shameful detour. When they did finally respond, Obama apologized profusely to the nation, insulting the intelligence of the average citizen by claiming we, the people, didn’t understand his grand plan because he had not explained his roadmap to a successful health insurance reform clearly enough.  Yet, when the nation still pressed for answers, Obama swiftly flipped the issue on our heads, calling our compassion and concern for the less fortunate into question and demanding to know who we are to question his decision-making skills in the Great Name of Humanity.

Now, instead of addressing the nation’s debt, instead of facing the sad fiscal and broken reality of existing Medicare and Medicaid programs, and instead addressing the concerns of the nation, Obama (and his Congressional liberals) made an appeal to pity, an appeal to the humanitarianism of their cause, and an appeal to the morality of our souls.

This health insurance overhaul is for the children, he cried.  It’s for the single mothers, they told us. How can conservatives oppose a bill that addresses such a noble cause, they accused.

Sure, to the casual observer, this argument makes a liberal look much more empathetic (whereas someone who wants to “Kill the Bill” comes across looking like a greedy, money-grabbing rich guy who does nothing but drink gold and use his poor, lower-class servants as a foot stool).

I can see how it is easy it is for them to villainize those who oppose the health care bill with ad hominem and straw man arguments. It’s much easier for Congressional representatives to brush aside healthy debate from their constituents as meaningless if it’s coming from people they’ve pegged as ignorant, heartless, less morally aware, and therefore, in need of government control in their lives.

…but maybe, just maybe, people who oppose this bill still wanted to see health insurance reform as much as those in favor of it.  Maybe they care about people just as much as those who directly favor the bill. I know, it’s crazy talk to think like that, especially when EVERYONE knows that inherently, those in favor of the bill are the ONLY ones who are more empathetic, who care more about other people, and who are less selfish, whereas those who oppose the bill, are just a bunch of greedy, millionaires who don’t care for anyone but themselves and would be much happier in a world without smelly, expensive pill-popping, old people to worry about. Let’s just say (strictly hypothetically, of course) that people on BOTH sides of the issue care about reform and helping the disadvantaged…

After all, the nation never got answers to its questions.  We, the people, are still left wondering, who will control the flow of tax-dollars? Who decides where this money goes? Who is deciding MY health insurance plan benefits? Who is deciding my doctor / patient relationship? How will we pay for this debt?

We still want answers. 

Now, this week, as the pharmaceutical company Medtronic informed its employees that they will be forced to lay off 1,000 employees in the coming months, as Caterpillar and John Deere announced that they will take a quarter billion dollar hit thanks to the new health care tax laws, as 3M estimated they will take a $90 million hit, we still want answers.

We still want to know why it wasn’t possible to find a reform solution without imposing new tax burdens on companies.

We still want to know why it wasn’t possible to find a solution that didn’t involve bribing politicians for their vote when the overwhelming majority of constituents did not support the bill.

Wasn’t it possible to find a solution that didn’t exempt certain states or interest groups from paying into the proposed taxes?

Wasn’t it possible to find a solution without violating our personal rights to make the decision to go without health insurance (which I’ve personally done before) without being fined up to 2.5% of our income?

Wasn’t it possible to cut costs and make health insurance more affordable by cracking down on the existing Medicare / Medicaid fraud? (After all, if people have less opportunity to steal, insurance companies wouldn’t have to eat so much of a loss and they could lower premiums.)

Wasn’t it also possible to cut costs, not by pulling funding from the non-existent money in the social security piggy bank or taxing the people out the ears, but by increasing competition and allowing individuals to buy insurance across state borders?

The answer – to all of these questions – is yes. 
Under the weight of these questions, however, Obama’s appeal to pity simply did not hold its own. It still doesn’t hold its own.

It is with these questions in mind that Obama and Congressional liberals need to realize that opponents of this bill are not denying the humanitarian travesty that exists when people cannot afford adequate health insurance coverage. We are challenging the Constitutional and fiscal travesty of a federal law that 1.) is beyond the Constitutional reach of the government, and 2.) passes into law against the direct will of the people, and does so thanks to back door deals and bribed votes and at the expense of our economy’s integrity.

After all, no one questions the fact that it is an absolute disgrace when people go hungry, go cold, or go without adequate health insurance coverage, especially in a country as prosperous as the United States.  Shame on me as an individual if I do not do my part to help my community members in need – however, no government official has ANY authority to force their humanitarian causes on me under penalty of jail or fines if I fail to comply.

All the government is doing by deciding our health insurance is taking away our liberty to make our own health decisions. (Oh, and to fine us up to 2.5% of our income if we choose NOT to take the government policy? Yes, that’s directly unconstitutional as well.) 

Think about it: Government can’t protect liberty by taking it away. It’s illogical – illogical AND unconstitutional.

So how about it, Congress?  How about it, President Obama?  Will you ever hold yourselves fiscally accountable and answer our questions or will you continue to invalidate our concerns with your smokescreen appeal to pity?

I’d venture a guess that we will continue to receive the latter response, however, it is interesting to watch our politicians in the meantime deny that the health insurance overhaul isn’t socialism…when inherently, it is.  Universal government-sponsored and mandated health care IS socialistic, in that A.) it is a public, communal (government) ownership of the health care system, and B.) it distributes a commodity based on “fairness” and “equality” (i.e., wealth redistribution) rather than economic or market principles. 

Economically speaking, government-mandated taxes toward humanitarian causes (wealth redistribution) actually are NOT charity, despite the common confusion by the two.  Also economically speaking, government mandated taxes toward humanitarian causes ARE a disservice to the cause of humanitarian aid.  In fact, it has been proven that for every $1 of government-spending toward a charitable cause, up to 50 cents in private giving is displaced (i.e., not spent on the charity).  

Economists call this the crowding-out effect. In other words, the basic principle is that as government spending on charity increases, people privately give less to charitable causes.  Exhibit A: FDR’s New Deal programs during the Great Depression. Government spending went from 0% to 4% of the GDP and church-based charity ALONE dropped by 30%. 

Constitutionally speaking, it is beyond the federal government’s responsibility to force by law citizens to “shoulder” any humanitarian or charitable burden on its citizens. (Not to mention that it’s an oxymoron to claim that a government-mandated tax is “charitable.”  Anything that is forced or required on someone else is no longer charity, even if it is for a good cause.)

I can’t help but wonder if Nancy Pelosi or President Obama has ever heard of the “Winterhilfswerk” – the Winter Aid.  It was a “charity” program designed by the Nazi Party back around the 1930’s. Every year they collected ‘donations’ in the altruistic name of helping the needy, but if families didn’t contribute toward the cause, well…they would run into a bit of trouble with the local Nazi authority.  In fact, the popular propaganda slogan used to promote this program was: “Keiner soll hungern! Keiner soll frieren!” (Translated to: No one should go hungry! No one shall be cold!) 

Sound familiar to the appeal to pity currently employed by Congressional liberals?

There’s a slight shift that’s surfaced in the current health insurance debate that’s an interesting twist to these old German national socialist propaganda catch phrases: instead of openly advocating socialistic policies under the banner of human rights, the socialistic health insurance push is now subtly being advocated as an inalienable or natural right.

The problem with this argument is that inalienable rights are actually rights that are inherent to us: what we have. Inalienable rights are NOT what the government (or anyone) gives us.  We have the right to life and liberty – the government cannot take these away. However, just because the government is obligated to make sure these rights are protected (again, for a government to take them away would be direct oppression), it does not follow to say that they can be GIVEN by the government. 

Regardless, how has it become the common misconception that the U.S. government did not provide assistance (health care) for those in need prior to the passing of this health insurance bill? Has everyone honestly forgotten about two programs called Medicare and Medicaid?

Here’s a funny idea that Obama and Congress failed to address: the supposed 45 million uninsured. According to the 2007 U.S. Census, 21% of the 45 million uninsured Americans were illegal immigrants.  Close to 40% of the uninsured 45 million had incomes exceeding $50,000 but simply chose not to enroll in an insurance policy (either as an individual or through an employer).  Furthermore, according to the Urban Institute, 22% of the uninsured 45 million were eligible for Medicare / Medicaid, but they simply never signed up for a program.  That means, the government, despite the fact that Medicare / Medicaid programs are specifically designed to assist various groups of people who can’t afford insurance, was willing to re-create the wheel and blow billions of dollars because people basically hadn’t filled out their name and address and licked a stamp to mail the form.   

This left only about 2.7% of the 45 million uninsured who did not – could not – get a health insurance plan.

Let’s also not forget or confuse (as our politicians are so apt to do) that a health insurance plan is not the equivalent of health care. In other words, just because one does not have a health insurance policy, it does not mean they do not have health care – it just means their treatment costs will not be subsidized by an insurance company that they’ve been paying into. 

The difference between health insurance and health care is a crucial distinction, because it is a far cry to claim that any percentage of our population cannot get health care, especially since by law, any sick John or Jane Doe steps who within 150’ of a hospital will receive treatment and care far superior to that around the world. (This is true regardless of a person’s citizenship in this country – a point well demonstrated in California, where hospital costs and insurance premiums skyrocket above the rest of the country’s rates, thanks heavily in part to the significant influx of illegal immigrants crossing the border in the hopes of receiving better care, receiving better care, and disappearing when it comes time to pay for the better care they received here than in their home country.)

Again, this is not denying the fact that the system still needed to be tweaked to include the 2.7% who are slipping through the cracks, but this certainly changes the game a bit, doesn’t it?

Suddenly, the immanent crisis looks a wee bit exaggerated, when we actually look at the facts.  Suddenly, the billions and billions of dollars that will drag us into debt claiming to help one-sixth of the population seem a bit more like… overkill. Suddenly, the thousands of layoffs (and billions of dollars in losses) that companies are just starting to announce seem a bit more unnecessary.

Considering Medicare fraud has been estimated to be the cause of costing taxpayers about $60 billion every year, instead of reinventing the wheel and forcing an entire nation of 300 million citizens to switch to a new government plan, why didn’t our Congress even CONSIDER strengthening the amendments in False Claims Act (FCA), for example?

While we’re putting ideas on the table that, despite the massive government overhaul, did not get addressed, why didn’t insurance policies get put back in the hands of the consumer?

Why didn’t they even consider encouraging Health Savings Accounts (HSAs), which have been shown to reduce fraud over standard insurance programs by up to 90%?  HSA programs (health savings accounts) allow customers to pay the health care providers directly for the care received.  This has a direct two-fold benefit: A.) people are more responsible when it’s their money they are writing checks for, and B.) it reduces fraud, and by extension, health insurance premiums.  

Why is some obscure politician deciding what we do with our bodies?

Why didn’t they consider allowing states to increase insurance competition across state borders?  Increased competition forces hospitals and insurance providers to lower costs and premiums, thus making insurance more affordable, so that seems like it should have been a given.

For that matter, why weren’t states allowed to have more control over the Medicare / Medicaid / SCHIP / COBRA programs? The states will ALWAYS put their constituents’ money to better use than the federal government.  In fact, return more control to the states in general.  That has the potential to address wasteful spending in a plethora of fiscal areas.

After all is said and done, do we really think our federal government is competent enough to balance the Health Care checkbook? 

No, we don’t, which is why we can’t help but legitimately wonder if now, when we see moths flying out of our nation’s Social Security piggy bank, when we’re told to turn our attention elsewhere while the government takes control of 20% of our economy, if this unconstitutional show of fiscal irresponsibility won’t bankrupt our economy. 

After all, just think back to 1992, when House Members bounced 11,435 checks (from their own House bank)... are you concerned yet?

~Gee